No-Fee Credit Cardholders Twice As Likely To Be Satisfied As Fee-Paying Cardholders
If you can get something either with or without a fee, why would you ever pay the fee? Unless you just enjoy throwing mo...
Search by tag: credit
Having More Kids Won't Lower Your Credit Score!
Congratulations! Your family will soon be blessed with your first child. You're on your way to a lifetime of cheris...
Summer And The Child And Dependent Care Credit
For some parents, sending their kids to day camp is a way to get a bit of peace and quiet. For others, it is an opportun...
Credit Freezes And Your Mortgage
Few things are more effective at fighting identity theft than credit freezes. When you freeze your credit, potential len...
Should Credit Bureaus Be Fined When Hacked?
Huge data breaches are becoming commonplace, exposing the personal information of thousands of consumers to potential id...
Millennials Do Use Credit Cards!
Millennials faced a difficult entry into adulthood. Many came of age during the housing crisis and the Great Recession,...
Your Car Reveals Your Credit Score
It seems obvious. If you drive an expensive car, you must have an excellent credit score – but that's not always th...
Would Credit Card Interest Capped At 15% Help Or Hurt You?
Lower APRs for You According to , the average annual percentage rate (APR) across all credit cards is 17.73%. How does y...
Millennials Have Lowest Credit Scores Of Any Generation
Millennials have had a difficult time establishing financial security. Many of them came of age during the housing crisi...
38% Of Perfect Credit Scores Held By Lower Or Middle Class
Is credit score perfection possible? Yes, according to recent data from the credit reporting agency Experian. America�...
How Home Equity Borrowing Affects Your Credit Score
Your home equity is the amount of your home that you own – in other words, the market value of your home minus the amoun...
Credit Card Charge-Offs Hit Seven-Year High
Watch Your Credit Card Debt Are you keeping your credit card debt under control? Recent data from Bloomberg shows that m...
Nearly 1 In 3 Report Criminals Tried To Use Their Lost Credit Cards
Your wallet is gone, along with your credit cards. Is your worry justified that someone will try to use your credit card...
Credit Reporting Errors: When Legal Action Might Be The Next Step
If you regularly (and you should), there's a reasonable chance that you've come across an error. A 2012 found...
Over Half Of Balance Carriers Have Had Year-Long Credit Card Debt
Do you carry a balance on your credit card? Does the balance haunt you each month, running up interest charges, despite...
Most Personal Loan Borrowers See Higher Credit Scores
Can you raise your credit score by taking out a personal loan? You can if you borrow responsibly – and a new study from...
Use Your Tax Refund To Build Credit
What do you plan to do with your tax refund? Maybe you have your eye on upgrading your phone, buying a new computer, or...
Credit Score Limits Dropping For Mortgages
If you're in the market for a home, a high credit score is key to qualifying for a mortgage loan and getting the lo...
These Crooks Got 25,000 Credit Cards For Non-Existent People
It's bad enough when someone steals your identity and opens accounts in your name. What happens if thieves steal pa...
How Does Your Credit Score Compare To Your Neighbors?
Few things get people more fired up than rivalries between states. State lines become battlegrounds over sports, economi...